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Consumers say it is a seller’s market, but buyers are scoring epic interest rates. A couple weeks ago, Fannie Mae released a report on...

This report is a follow-up to last week’s coverage of federal findings that 2 in 5 borrowers would save $1200 or more annually with a...

The rates are almost shockingly low, near the all-time lowest-ever rates within the 50 years Freddie Mac has tracked average mortgage...

The last calculation of Freddie Mac’s average mortgage rate figures nationwide showed a drop in two of the three mortgage types the...

Sometimes it makes sense to get a cosigner for a mortgage, whether that person is your spouse, a parent, or a grandparent. Years later,...

In early May, Freddie Mac and Fannie Mae released refinance programs for low-income borrowers — allowing them to benefit from today’s...

If you are feeling stressed out about buying a new home, well, you’re not alone. In fact, when 2000 US homeowners were asked what the...

Note: Not only do we generally recommend refinancing now (dependent on your financial picture and current rate), but we will be covering...

Are you thinking about refinancing your mortgage? The appraisal will be fundamental — with the following possible results: Since lower...

Mortgage refinances often require appraisals. However, in some cases it is possible to get the new loan underwritten by the lender simply...

30-Year Still Great YOY, But 15-Year Avoids Paying 2.8 Times the Interest Many homeowners in the United States who wanted to refinance...

Many homeowners in the United States who wanted to refinance before the pandemic could not choose 15-year mortgages because they were too...