PITI: The 4 Components of a Mortgage Payment
When a family buys a house, it is typical to finance it using a long-term loan called a mortgage. Over the years that follow, the...
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INSIGHTS FOR HOME BUYERS
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ted0743
- Dec 18, 2021
- 2 min
How to Prepare to Buy a Home in 2022
2021 was not as easy year for people looking to buy homes. As prices rose in Minneapolis and nationwide, bidding wars were commonplace,...
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ted0743
- Dec 13, 2021
- 2 min
How to Get the Best Mortgage Rates in Minneapolis
These 4 key tips can give you better control over the process, so you can access the lowest rates possible. It is exciting to buy a home,...
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ted0743
- Dec 4, 2021
- 2 min
Mortgage Rates Expected to Stay Near 3% Through End of Year
Refinancing remains a strong choice for many families The COVID-19 pandemic hit the US economy hard, and that was evident in the epically...
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ted0743
- Nov 27, 2021
- 2 min
6 Things Every Mortgage Applicant Should Know
Mortgages allow people to finance the purchases of their homes. Four key tips that can help anyone applying for a mortgage are the...
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ted0743
- Nov 20, 2021
- 2 min
How to Protect Yourself From Mortgage Scams
Every year, real estate scams — such as wire fraud and other mortgage fraud — lead to millions of dollars in losses to families. For...
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ted0743
- Nov 13, 2021
- 2 min
30-Year Mortgage: Not Always the Right Choice for Refinancing
Even if the current rates are outstanding and you can better access federal programs, you want to refinance in the smartest possible way....
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ted0743
- Nov 8, 2021
- 3 min
Should You Pay Off Your Mortgage Early?
Is it best to pay off your mortgage rapidly or put excess money into investments? Along with paying off high-interest debt, putting money...
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Ted Bougie
- Nov 3, 2021
- 2 min
When is the Best Time to Buy a House in Minnesota?
Buying a home in Minnesota is an exciting process, whether you’re a first time homebuyer, or looking for a change. If you’re not in a...
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Ted Bougie
- Oct 29, 2021
- 2 min
Why Are Houses So Expensive in Minnesota?
Despite the COVID-19 pandemic, the Minnesota housing market is booming. The problem for homebuyers? It’s a seller’s market. There’s a...
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ted0743
- Oct 27, 2021
- 2 min
What are the Requirements to Buy a House In Minnesota?
Buying your first house in Minnesota? CONGRATS! We wish we could make this blog as simple as a one-size-fits-all checklist, but...
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Ted Bougie
- Oct 27, 2021
- 2 min
How Do I Get Rid of Mortgage Insurance?
You’ve probably heard of private mortgage insurance, or PMI. If you have a conventional loan for your home, PMI is required when you put...
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ted0743
- Oct 23, 2021
- 2 min
Can You Refinance Twice?
Sure. And it could save you thousands. For the first time since April, the mortgage rate averages compiled by Freddie Mac rose back over...
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ted0743
- Oct 16, 2021
- 2 min
What is the Lowest Refinance Rate in History?
In 2021, all-time low rates were achieved for all major mortgage types tracked by the federal government. What is the lowest refinance...
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Ted Bougie
- Oct 13, 2021
- 3 min
Top 5 Mistakes First-Time Minnesota Homebuyers Make
Buying your first home is an exciting time. It can also be confusing. Some first-time homebuyers make rushed decisions because they’re...
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Ted Bougie
- Oct 13, 2021
- 3 min
Everything You Need to Know About Credit Scores & Buying a Home
There’s so much information you need to know when buying a home that it can make your head spin. But we’re here to make it a...
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ted0743
- Oct 9, 2021
- 2 min
Don’t Follow the Herd: Refinance Now (2.99% / 2.23% / 2.52%)
Average Rates in the Freddie Mac PMMS Below 3% Across the Board We humans have our weaknesses. It’s funny how seriously we take trends....
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ted0743
- Oct 2, 2021
- 2 min
“The Time to Refinance is Now” — CNET, October 1, 2021
Alarm bell sounded by CNET writer Justin Jaffe: Don’t miss out on saving thousands Journalist Justin Jaffe, writing for CNET, noted that...
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ted0743
- Sep 25, 2021
- 2 min
Why is Mortgage Preapproval So Important in 2021?
Having confirmation of your preapproval for a mortgage at the start of the process can be critical in a competitive homebuying climate,...
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ted0743
- Sep 18, 2021
- 2 min
BREAKING: Rent Payments Now a Factor for Fannie Mae
Credit Issues & Want to Refinance or Buy? As of Today, September 18, 2021, It Just Got a Little Easier. Are there other ways to determine...
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